7 Things That Medicare Does Not Cover
As you reach your senior years, you will need to learn about the government benefits that are available to you. In terms of medical care, Medicare is a federally-funded program that provides seniors 65 and older with healthcare coverage. It also provides coverage for disabled individuals and those with end-stage renal or kidney failure. However, this type of health insurance won’t cover everything, so it’s important to review what care isn’t covered under a standard Medicare policy: 1. Hearing aids Medicare does not provide coverage for hearing aids or the fitting exams required for wearing a hearing aid. All of these services must be paid out-of-pocket. However, if you obtain a Medicare Advantage Plan (Part C), extra coverage for hearing, vision, and other types of supplemental care is provided. 2. Routine dental exams Medicare does not provide coverage for any type of dental care in which the primary reason for the care is to maintain the health of your teeth. The only exceptions are cases in which a dental cleaning is required in preparation for another Medicare-covered procedure. This includes surgical procedures, reconstructive facial surgery after removing a tumor, and oral exams prior to treating fractures in the jaw or bones of the face.